When you start Excel, it loads with several default settings, including the settings for stylistic formatting. If you spend a lot of time changing the default elements, you should know about templates. Here’s an example. You may prefer to use 10-point Calibri rather than 11-point Calibri as the default font. And maybe you prefer Wrap Text to be the default setting for alignment. Templates provide an easy way to change defaults.
The trick is to create a workbook with the Normal style modified to the way that you want it. Then, save the workbook as a template in your XLStart folder. After doing so, you choose Office Button => New to display a dialog box from which you can choose the template for the new workbook. Template files also can store other named styles, providing you with an excellent way to give your workbooks a consistent look.
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